People with MS have access to a comprehensive network of providers and healthcare services focused on producing the best outcomes at affordable costs. (2)
Principle 2 is realized when:
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Benefits are comprehensive and include appropriate services, medicines, treatments, equipment, supplies and assistive technology.
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Rehabilitation and wellness services, including complementary and alternative approaches, are available to maintain optimal health and improve quality of life.
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A diverse range of healthcare providers with the experience and expertise to treat and manage the symptoms and complexities of MS, including out-of-network providers when medically appropriate, are available.
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Price and increases in prices are not barriers to accessing the optimal MS treatment for individual needs.
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Care is coordinated amongst all healthcare providers treating the person with MS.
People with MS have access to comprehensive health insurance plans with affordable premiums, deductibles and other out-of-pocket costs. (3)
Principle 3 is realized when:
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A full range of FDA -approved MS disease modifying therapies is covered including expenses associated with monitoring and delivery.
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Treatments that are effective for managing symptoms are covered whether they are FDA-approved for MS or used as an off-label treatment for MS.
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Insurance coverage is available for wellness-focused strategies including complementary and alternative approaches that have demonstrated benefit.
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Insurance appeals processes are standardized, easily navigated, and resolved in a timely manner with explained rationale.
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Care and treatment are continuous and uninterrupted during changes in insurance coverage, plan design and health provider networks.
Healthcare providers have greater awareness, resources and tools to enable the timely diagnosis, treatment and symptom management of MS. (4)
Principle 4 is realized when:
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Healthcare providers have information to aid in early symptom recognition, diagnosis and treatment, in consultation with MS specialists when necessary.
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Healthcare providers caring for people with MS have the most up-to-date information to competently manage the complexity of MS.
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Healthcare providers meaningfully discuss wellness interventions including complementary and alternative approaches with their patients.
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Reimbursements for healthcare providers reflect the expertise and time necessary to meet the complex needs of people with MS.
People with MS have access to and receive high quality MS care regardless of disparities... (5)
including but not limited to disease progression, level of disability, geographic location, socioeconomic status, gender, sexual orientation, race/ethnicity, cultural background, age and care setting (home- and community-based or residential).
Principle 5 is realized when:
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Innovative tools and technology bridge geographic, linguistic and health literacy gaps and enhance access for people with severe physical and cognitive limitations.
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People with physical disabilities obtain care in healthcare settings with accessible equipment, exam tables, assistive technology and other necessary assistance at no additional cost and with the support of their insurer when needed.
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Healthcare services and providers deliver culturally competent care and meet the linguistic needs of individuals from diverse backgrounds.
People with MS have access to high-quality long-term supports and services (...) in settings that best meet their needs and prevent financial hardship for the individual and family. (6)
(including assistive technology)
Principle 6 is realized when:
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People with MS can choose from the full range of age appropriate and affordable home-based, community-based and facility-based health and social service options to meet individual needs and preferences.
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Family caregivers have adequate financial, emotional and practical supports including care management, counseling, training and respite care.
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People with MS access the medical equipment and assistive technology that maintains each person’s highest level of functioning and independence.
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People with MS and their families can access a wide range of financial options and strategies to plan for the potential challenges of a long-term and costly chronic illness.