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New York Public Health Insurance Options

Medicaid and Family Health Plus are New York’s two public health insurance plans whose enrollment depends upon applicants’ income.

Medicaid
A program for New Yorkers who can’t afford medical care. You may be eligible for Medicaid if:
• You have high medical bills.
• You receive Supplemental Security Income (SSI).
• You meet certain financial requirements.

 

2010 Income & Resource Levels*

 

Medicaid Standard for Singles
People, Couples without
Children & Low Income
Families

Net Income for Families; and Individuals who
are Blind, Disabled or Age 65+

Resource Level
(Individuals who are Blind, Disabled or Age 65+ ONLY)

Annual

Monthly

Annual

Monthly

1

$8,479

$707

$9,200

$767

$13,800

2

$10,584

$883

$13,400

$1,117

$20,100

3

$12,593

$1,050

$15,410

$1,285

$23,115

4

$14,622

$1,219

$17,420

$1,452

$26,130

5

$16,719

$1,394

$19,430

$1,620

$29,145

6

$18,253

$1,522

$21,440

$1,787

$32,160

7

$19,869

$1,656

$23,450

$1,955

$35,175

8

$21,943

$1,829

$25,460

$2,122

$38,190

9

$23,131

$1,928

$27,470

$2,289

$41,205

10

$24,321

$2,027

$29,480

$2,457

$44,220

For each additional person, add:

 

$99

$2,010

$168

$3,015

*Effective January 1, 2010

Income and Resource Levels are subject to yearly adjustments.

You may also own a home, a car, and personal property and still be eligible. The income and resources (if applicable) of legally responsible relatives in the household will also be counted.
 
Family Health Plus
Family Health Plus is available to single adults, couples without children, and parents. You must have limited income; be aged 19 to 64, a resident of New York State and a United States citizen or fall under one of many immigration categories. If you have health insurance through a federal, state, county, municipal or school district benefit plan, you are not eligible to enroll.

If you have employer–sponsored health insurance available through other types of employers you may be eligible for help to pay for premiums, deductibles, co-insurance and co-payments through the Family health Plus Premium Assistance program.

The amount of income you and your family can have and still be eligible for Family Health Plus depends upon how many people are in your family.

For more details, click here to see if your income falls below the maximum levels for your family's size.

If you want to find out if your child or children may be eligible for Child Health Plus, click here.