The National MS Society is dedicated to providing you with comprehensible guidelines on all your health, life and disability insurance questions. The Health Insurance Initiative Project is designed to help you with health insurance concerns, including how to get, keep and appeal insurance, understanding your benefits and how to get prescription discounts.
Find out how to get and keep health insurance, your rights under the Consolidated Omnibus Budget Reconciliation Act (COBRA) and the Health Insurance Portability and Accountability Act (HIPAA), how to appeal to Medicare or your private insurance company and what the guidelines are for Medicaid.
Learn about different plans and parts of Medicare, Medicare supplement insurance, how to make an appeal, savings programs and more.
How to Get Social Security Disability Insurance (SSDI)
Learn more about the nuts and bolts of SSDI - what it is, who qualifies, how to get it and more.
The Americans with Disabilities Act (ADA)
Learn more about how your rights are protected under the ADA
Learn even more about different options that could be available to you. This section will give you information about drug assistance programs in Pennsylvania and New Jersey, as well as the Chronic Disease Fund.
Health Insurance Glossary
Have you seen a word you don't understand? This should help clear things up for you. It has definitions of key words you'll see throughout this section as well as other words you may be wondering about.
A Financial Assistance Application form must be completed and submitted to the chapter before any assistance can be provided.