If you are already in the original Medicare plan, you can add drug coverage (Part D) by joining a Medicare Prescription Drug Plan. These plans are managed by insurance companies and other private companies approved by Medicare.
Drug coverage is available for anyone with original Medicare (Parts A, B, or A and B). This coverage was established to protect Medicare beneficiaries from future drug costs and to give them access to drugs that will keep them mentally and physically healthy.
Medicare drug plans are offered by insurance companies and other private companies approved by Medicare.
They add coverage to:
- The original Medicare plan
- Some Medicare Cost plans
- Some Medicare private fee-for-service plans
- Medicare medical savings account plans.
With a Medicare prescription drug plan:
- Generally, you pay less for your prescriptions
- You will receive a plan member card after you enroll. Use this card when you go to the pharmacy to get your prescriptions filled
- You will pay the copayment, coinsurance and/or deductible, if any
If you have limited income and resources, you may get extra help to pay for your Medicare drug plan costs. If you want to compare Medicare prescription drug plans, use the Medicare Prescription Drug Plan Finder.