The Texas Health Insurance Risk Pool offers health insurance to residents of the state who are unable to obtain health insurance because of their medical condition or who are considered federally eligible individuals as defined by the Health Insurance Portability and Accountability Act (HIPAA) of 1996.
The Pool is funded by enrollee premiums and assessments paid by insurance companies that sell health benefit plans to Texans.
The Pool policy offers major medical coverage similar to coverage offered in the commercial individual market. The Pool’s premium rates are determined by age, gender, tobacco use, and residential zip code, without regard to health status. By law, premium rates are set at 200 percent of the individual market standard premium rate.
For more information, please contact:
Texas Health Insurance Risk Pool
P.O. Box 6089
Abilene, TX 79608-6089
Toll Free: 1-888-398-3927
You can also find more information on the Texas Health Insurance Risk Pool Web site.