Individuals and families impacted by MS are often concerned about staying financially secure after an MS diagnosis. Planning for health coverage needs, staying covered when changes occur, and understanding all the options available … this can be overwhelming, but the National MS Society is a resource to help you navigate this field.
- Understand your rights and responsibilities, maximize your benefits, and overcome common obstacles with health insurance coverage.
- Medicare is the federally-funded health insurance program for everyone older than 65 and for people with disabilities. Learn more about this plan and prescription drug coverage.
- If you live with MS and are unable to work due to an MS-related disability and/or other condition, you may be entitled to Social Security Disability Insurance.
- Understand life and disability insurance as it relates to individuals living with MS.
- Understand the Affordable Care Act and how it impacts individuals living with MS.
- The Texas Health Insurance Risk Pool offers health insurance to state residents who are unable to obtain health insurance because of their medical condition or who are considered federally eligible individuals as defined by the Health Insurance Portability and Accountability Act (HIPAA).
- The Chronic Disease Fund is a non-profit organization that helps underinsured patients with chronic disease obtain the expensive medications they need. They assist patients who meet income qualification guidelines and have private insurance or a Medicare Part D plan but cannot afford the co-payments for their specialty therapeutics. They pay the patient’s out-of-pocket costs directly to the provider, eliminating the cash flow problems that can prevent you from getting your medications.