This section provides information and resources to help people with MS overcome common obstacles to getting and keeping health coverage; understand their rights and responsibilities as health plan enrollees; file appeals and maximize benefits; navigate Medicare and Medicare drug plans.
Now that Congress has enacted federal health care reform, the opportunities for people with MS and other pre-existing conditions to secure affordable health coverage are expanding. Changes will be occuring for several years as these reforms are implemented, and it is important to understand your options and their consequences. Learn more or call to speak with an MS Navigator at 1-800-344-4867.
- Keep Covered, Stay Insured Two federal laws, known as COBRA and HIPAA , are specifically designed to help people insured in group health plans maintain their coverage and continued eligibility for health insurance if their current coverage ends.
- Finding Lower-Priced Prescriptions No single insurance policy, program, or discount card is likely to include every prescription drug you may need. To find the best prices and services, you should take some time to identify any and all the options available to you.
- Appealing a Coverage Denial or Limitation by your Health Plan includes ‘how to’ information about filing an appeal when a health plan denies or limits coverage for something you need.