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Health Insurance Open Enrollment

October 14, 2015

The Fall/Winter season Open Enrollment period is often the only opportunity to select or make changes to your health insurance plan – to understand choices and enroll in the ‘best’ plan offering the most coverage at and the lowest cost.  Even if you like your health plan, costs and coverage may be changing for next year. 
 
Medicare Beneficiaries: Open Enrollment for Medicare Part D (prescription drug coverage) and Medicare Advantage is October 15 to December 7.  You will have many options for coverage and should take your time to fully understand them.  Start by reviewing this 2016 Medicare Prescription Drug Open Enrollment Guide and call 1-800-344-4867 for assistance reviewing your options.  
 
Current Marketplace Enrollees AND Anyone Currently without Health Insurance:
  • Marketplace Open Enrollment is November 1 to January 31, 2016  
  • Current enrollees must re-enroll, or select and enroll in a new plan every year 
  • Find no-cost insurance counseling help in your area online or call 800-318-2596, including questions about premium subsidies and your costs, how to make sure your medications and doctors are covered, completing the online application, and more 
Insured By Employer Plan:  Open Enrollment dates for employer-based plans can vary – ask your Human Resources department for the dates of your plan. Before you enroll or re-enroll, ask your Plan Administrator for details about your plan’s prescription drug coverage and other benefits you need, including which doctors, therapists, pharmacies or other healthcare providers are in the “provider network.”       
 

About Multiple Sclerosis

Multiple sclerosis is an unpredictable, often disabling disease of the central nervous system that disrupts the flow of information within the brain, and between the brain and body. Symptoms range from numbness and tingling to blindness and paralysis. The progress, severity and specific symptoms of MS in any one person cannot yet be predicted, but advances in research and treatment are leading to better understanding and moving us closer to a world free of MS. Most people with MS are diagnosed between the ages of 20 and 50, with at least two to three times more women than men being diagnosed with the disease. MS affects more than 2.3 million people worldwide.

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