The first step in making positive changes is looking at your current financial situation. You can meet with a Certified Financial Counselor in a free, initial counseling session that sets the foundation for identifying what you want to accomplish, including solutions to credit and debt concerns. Apprisen can help assess your financial strengths and weaknesses, and provide you with clearly-defined action steps to improve your personal financial situation. During a confidential, one-on-one counseling session, their Certified Financial Counselors can assist you with issues concerning your budget, debt, housing or bankruptcy. Through financial education, community resources, debt management and advice, they are able to work with you to find the best solutions for your situation.