As a health plan enrollee/member — insured individual — you have rights and responsibilities. You can learn how to maximize benefits, successfully navigate Medicare and Medicare prescription plans, file appeals and more. It starts with understanding your health insurance options so you can overcome common obstacles to getting and keeping health coverage.
It's important to know you may face a penalty if you do not have health insurance. The New Requirement to Have Health Insurance or Face a Penalty (.pdf) chart by the Kaiser Family Foundation describes exactly who and who does not have to have health insurance or pay a penalty.