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Disability Insurance

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Disability insurance replaces some of your income if you can no longer work and earn an income due to a disability. Approximately 40% of all people with multiple sclerosis in the United States rely on some form of disability insurance for their income.  There are two types of disability insurance: government sponsored and private. Social Security Disability Insurance (SSDI) is a government entitlement program administered by the Social Security Administration.

Because claiming disability benefits can be a lengthy and complex process, it is important for people hoping to secure disability benefits to understand the criteria used by insurers or the government when they review and determine whether to approve a claim.  These issues and more are described in the following materials prepared by the National MS Society to help people with MS, and healthcare professionals understand the process one step at a time.

PUBLICATION

Applying for Social Security Benefits: A Guidebook for People with MS and Their Healthcare Provider

This guidebook offers information and tools to help you and your healthcare provider(s) work collaboratively on a successful application for Social Security Disability Insurance or Supplemental Security Income.

Download Guide

Download Guide
PUBLICATION

Private Disability Insurance Claims - A Guide for People with MS and Their Healthcare Providers

Disability insurance replaces some of the income that a sick or injured person is no longer able to earn, and can be an extremely important safeguard. Yet many have found the process of filing a claim and securing disability benefits more challenging than anticipated. This manual has been prepared to help people with MS and their healthcare providers.

Download Brochure (.pdf)

Download Brochure (.pdf)

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© 2021 The National Multiple Sclerosis Society is a tax exempt 501(c)3 nonprofit organization. Its Identification Number (EIN) is 13-5661935.